As a business owner or entrepreneur, managing your finances effectively is crucial for the success of your venture. HDFC Bank, one of India's leading private sector banks, offers a range of current account options to cater to the diverse needs of its customers. However, with various charges associated with current accounts, it's essential to understand the HDFC Bank current account charges to make informed decisions.
Some accounts, like the Saksham Current Account , offer zero NMC for the first two half-years to support new businesses. 2. Cash Deposit Limits and Fees hdfc bank current account charges
In addition to the above charges, HDFC Bank may levy other fees and charges, such as: As a business owner or entrepreneur, managing your
All charges listed above are exclusive of (currently 18%). This means a ₹500 penalty becomes ₹590. Additionally, any cash deposit exceeding ₹10 lakh in a financial year may invite scrutiny from the Income Tax department—ensure you have proper business proof. Some accounts, like the Saksham Current Account ,
*For Plus accounts, the charge is ₹1,500 if balance is above ₹50k but below ₹1L, and ₹6,000 if below ₹50k.