Files are hashed and require decryption using your (Xbox User ID). This is much harder and more likely to trigger a ban.

Downloading and using another user’s save file is a violation of the Microsoft Store / Xbox Code of Conduct and Forza Horizon 5’s Terms of Service . It can lead to a permanent account ban (Xbox and Microsoft Store) or a Steam account reset/ban . Proceed at your own risk. This guide is for educational purposes only.

Ultimately, the popularity of the "all cars" save file in Forza Horizon 5 highlights a shifting paradigm in modern gaming. It underscores a growing impatience with time-gated content and grind-heavy economies. While it offers a tempting shortcut to automotive nirvana, turning the game into a true open sandbox, it comes with the price of potential bans and the loss of the satisfying friction that makes progression meaningful. Whether viewed as a tool for creative freedom or a cheat that undermines the spirit of the game, the "all cars" save file remains a fascinating artifact of player agency in the digital age—a testament to the idea that for many, the drive isn't about earning the car, but simply driving it.

– Community-favorite AFK methods (now mostly patched).

Get the Ultimate Head Start: Forza Horizon 5 Save File with All Cars