Shield Options are available in set time periods, most commonly 1-year , 3-year , and 6-year terms. The term length directly influences the Cap Rate. Generally, longer terms offer higher caps because you are locking your money away for a more extended period, giving the insurance company more flexibility.
If you are looking at older literature, you may see Brighthouse Financial was spun off from MetLife. As of late 2022, Brighthouse Financial rebranded its annuity and life insurance operations under the name Corebridge Financial . brighthouse financial shield options
This guide provides an in-depth exploration of how Shield Options work, their key features, the trade-offs involved, and who they are best suited for. Shield Options are available in set time periods,