Do you prefer the physical device or the mobile app version? Let us know in the comments below!

On compatible devices, you can use Face ID or Fingerprint to quickly generate codes or log on.

The system uses a synchronized algorithm between the device and the bank's servers. When you press the button or enter your PIN: Secure Key FAQs | Ways to Bank - HSBC Expat

She checked her watch. It was 11:47 PM again.

This is the small plastic device that fits in your wallet.

Then:

The old HSBC Secure Key device sat in the bottom of Priya’s drawer, its LCD screen blank, its silver buttons dulled by five years of neglect. She’d almost thrown it away a dozen times, but something always stopped her. Sentiment, maybe. Or superstition.

The device vibrated in her palm—a low, purposeful hum. The house lights flickered. Her phone buzzed with another email, then another. Five in quick succession. All from her actual bank. All saying: “Funds transferred.” All fraudulent.

HSBC has modernized by integrating the Secure Key into their mobile banking app.

The most useful and modern version is the , which is integrated directly into the HSBC mobile app, eliminating the need to carry a separate physical device. Key Features and Benefits