Cholamandalam: Leap

GaadiBazaar (launched in 2018) for vehicle financing. Advanced Analytics: Transitioned to Gen 3 and AI/ML-based scoring models by 2020 to improve risk assessment and credit decisioning. Cholamandalam II. Business Segments & Market Performance (FY 2024-2025) As of early 2025, Chola has scaled significantly using its digital-first approach: Cholamandalam +1 Assets Under Management (AUM): Crossed ₹1.5 lakh Cr in FY25, up from ₹1.3 lakh Cr in FY24. Diversified Portfolio: Vehicle Finance: Remains the largest segment, focused on commercial, passenger, and two-wheeler loans. Loan Against Property (LAP): Targeted at SME customers; platform underwent significant digitization in 2021. Newer Verticals: Launched Consumer & Small Enterprise Loans (CSEL) and Secured Business & Personal Loans (SBPL) in 2022. Physical Footprint: Operates a pan-India network of

The portal hosts the Chola Learning Academy , providing employees and partners with training modules on product knowledge, regulatory compliance, and behavioral skills.

Leap Cholamandalam offers a :

Leap Cholamandalam is not merely a lender; it is an ecosystem player solving the high-ticket, high-aspiration problem of international education financing in India, backed by one of the country’s most conservative and well-capitalized NBFCs.

Leap Cholamandalam offers a suite of products tailored to the diverse needs of the MSME sector. The flagship offering is the unsecured business loan, which allows entrepreneurs to invest in inventory, expand operations, upgrade infrastructure, or manage working capital cycles without diluting equity or mortgaging property. leap cholamandalam

The Evolution of Leap Cholamandalam: Bridging Gaps in MSME Financing

The acquisition was structured to keep Leap’s brand, culture, and tech team intact, operating as a under Chola’s consumer finance division. GaadiBazaar (launched in 2018) for vehicle financing

Chola mitigates these via per country/course and active hedging of its own forex exposure.