Axis Debit Card -
: Tap-and-pay functionality for transactions up to ₹5,000 without a PIN. Managing Your Card Useful Links for Debit Card Total Control | Axis Bank
| Feature | Axis (Burgundy) | HDFC (Millennia) | SBI (Global) | | --- | --- | --- | --- | | International Lounge Access | 8 visits/year | 4 visits/year | 2 visits/year | | Reward Rate (online spends) | 5 points per ₹200 (≈2% value) | 2.5% cashback | 0.25% value | | Dynamic CVV | Yes (select cards) | No | No | | UPI-linked rewards | Yes (RuPay) | Yes (RuPay) | Yes (RuPay) | | ATM withdrawal limit/day | ₹1 lakh | ₹50,000 | ₹40,000 |
Fees vary significantly depending on the card's prestige and the type of savings account held. Issuance Fee Annual Fee Daily Withdrawal Limit ₹3,00,000 Priority ₹1,00,000 Delight ₹1,500 + GST ₹999 + GST ₹1,00,000 Online Rewards ₹500 + GST ₹500 + GST Visa Classic axis debit card
Existing customers with a Savings or Salary account can easily upgrade or apply for a new card: Open Digital Savings Account Instantly with Video KYC
: Most cards earn EDGE REWARD points. For instance, the Delight card offers 2 points for every ₹200 spent, while the Online Rewards card offers massive multipliers on specific categories. : Tap-and-pay functionality for transactions up to ₹5,000
TimesPrime membership, Swiggy/TataCliq discounts, and movie benefits. 5% cashback on groceries and buy-one-get-one movie tickets. Rewards+
Axis earns more when you use your debit card abroad (forex markup: 3.5%) than when you use it domestically (MDR ~0.75%). The card is thus a forex revenue tool disguised as a convenience product. For instance, the Delight card offers 2 points
An Axis Bank debit card offers more than just access to your bank balance; it provides a comprehensive suite of rewards, lifestyle benefits, and insurance protections designed to match various spending habits. Whether you are looking for high cashback on online shopping, premium airport lounge access, or enhanced security for international travel, Axis Bank offers a specific card variant tailored to your needs.