Widow Whammy !!install!!

The fifth whammy is the guilt of survival. You feel guilty for sleeping through the night. Guilty for eating a meal you actually tasted. Guilty for noticing the sun is pretty. Because if you move forward, doesn't that mean you're leaving them behind?

You won’t believe this one when you first become a widow. I didn't. But around month four or five, something terrible and wonderful happens. widow whammy

Unscrupulous financial actors often target widows shortly after a spouse's death. Because the widow is grieving, cognitively overloaded, and suddenly responsible for finances she may not have managed before, she is at high risk for fraud, high-fee financial products, or poor investment decisions. The fifth whammy is the guilt of survival

This is the whammy nobody warns you about. About three days after the funeral, when the last guest leaves and the quiet settles in like a fog, the paperwork starts to breathe. Guilty for noticing the sun is pretty

Most couples rely on two streams of Social Security or pension income. When one spouse passes away:

And then, two seconds later, the whammy hits: How dare you? How dare you laugh when he’s gone?

: Many pensions offer "joint and survivor" options, but if the deceased spouse opted for a single-life annuity, that income stream may stop completely. 2. The Tax Spike (The "Single Filer" Trap)