| Metric | Non‑users (n=100) | “6banat” users (n=100) | DiD estimate | |--------|-------------------|------------------------|---------------| | Savings rate (EGP/month) | +12 | +46 | +34** (p<0.01) | | Financial agency score (1–10) | +0.3 | +1.4 | +1.1** (p<0.01) | | Trust in digital savings | –2% | +28% | +30%** |
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