Most institutional credit and crop insurance schemes are tailored toward the major Rabi and Kharif cycles, leaving Zaid farmers to rely on high-interest informal loans. 6. Labour Shortages
The intense heat leads to rapid water loss from soil and plants, requiring frequent irrigation.
Zaid farmers often face difficulties in accessing markets for their produce. Limited market infrastructure, lack of cold storage facilities, and inadequate transportation networks make it challenging for farmers to sell their produce at a fair price.
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